Green Lane Loans

Loan Terms by State

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Please note that payday loan terms and conditions vary by state due to different state laws and regulations. It's crucial to check with the specific state's official website for the most accurate and up-to-date information. The information below may be subject to changes.


State Max Loan Amount Max Interest Rate Loan Term
Alabama $500 456.25% 10 to 31 days
Alaska $500 435% 14 to 31 days
California $300 460% Up to 31 days
Delaware $1,000 No Limit Up to 60 days
Florida $500 304% 7 to 31 days
Hawaii $600 459% Up to 32 days
Idaho $1,000 No Limit Not Specified
Illinois $1,000 or 25% of gross monthly income 403% 13 to 45 days
Indiana $550 382% 14 days
Iowa $500 433% Up to 31 days
Kansas $500 391% 7 to 30 days
Kentucky $500 459% 14 to 60 days
Louisiana $350 780% Up to 30 days
Michigan $600 369% Up to 31 days
Minnesota $350 200% to 288% Up to 30 days
Mississippi $500 520% Up to 30 days
Missouri $500 1950% 14 to 31 days
Nebraska $500 459% Up to 34 days
Nevada 25% of expected gross monthly income No Limit Not Specified
North Dakota $500 520% Up to 60 days
Ohio $1,000 28% Up to 31 days
Oklahoma $500 395% 12 to 45 days
Rhode Island $500 260% 13 days
South Carolina $550 391% Up to 31 days
Tennessee $500 459% Up to 31 days
Texas Not Specified No Limit 7 to 31 days
Utah No Limit No Limit Up to 10 weeks
Virginia $500 687.76% 2 pay periods
Washington $700 or 30% of gross monthly income 391% Up to 45 days
Wisconsin No Limit No Limit 90 days or less
Wyoming No Limit 780% One calendar month

Please note that payday loans are prohibited in some states, such as Arizona, Arkansas, Georgia, North Carolina, New York, Pennsylvania, and others. In these states, there are other lending options that may be available. It's always essential to understand all of your options before deciding on a payday loan.

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6303 Owensmouth Ave, Woodland Hills, CA 91367, United States
1-877-419-2912

Green Lane Loans operates as an advertising referral service and acts as an intermediary platform between potential borrowers and accredited, participating lenders.

Green Lane Loans does not govern or supervise any lender's activities, nor does it assume responsibility for any actions undertaken by any lender. The specifics of the offers, including but not limited to loan terms, rates (inclusive of APR), fees, loan amount, transfer timings, repayment terms, and any legal implications stemming from late or non-payments, fall solely under the jurisdiction and control of the respective lender providing the loan service.

Credit implications: Participating lenders may conduct a credit check prior to making any credit-related decisions. This action may include liaising with credit reporting agencies to ascertain the applicant's creditworthiness, credit standing, and credit capability.

Loan Disbursement Policy: Applications that receive approval prior to 10:30 a.m. CT from Monday to Friday typically receive funding on the same business day. Applications approved beyond this timeframe are generally funded on the subsequent business day. Certain applications might necessitate additional verification, in which case, upon approval, the loan will be disbursed on the business day following the completion of such verification.

High Cost Advisory: Loans facilitated or arranged by CreditNinja possess a high APR and are not advisable as long-term financial solutions. These loans often incorporate a loan origination fee, which is typically non-refundable if the loan is prepaid. It's crucial to ensure that your chosen loan product aligns with your financial needs and repayment capacity. Please carefully contemplate the amount, term, and finance charges of any loan. Should you opt for a high-interest loan, you can mitigate your finance charges by making payments exceeding the minimum installment amount. Late payments can increase your finance charges and may result in a late fee. Customers facing credit difficulties should consider seeking consumer credit counseling.

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