Green Lane Loans

Our Terms and Conditions

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1. Acceptance of Terms:

By accessing and using the services provided by Green Lane Loans through our website, mobile application, or other platform ("Platform"), you agree to abide by these Terms and Conditions. If you do not agree to these terms, please do not use our Platform or services.

2. Eligibility:

You must be at least 18 years old and capable of entering into legally binding contracts to use our services. By using our services, you represent and warrant that you have the right, authority, and capacity to enter into these Terms and Conditions.

3. Services:

Green Lane Loans is a broker and not a lender. We do not provide loans directly, but we provide a service that aims to connect potential borrowers with lenders. By submitting a request for a loan through our Platform, you understand and agree that we will share your information with lenders in our network to fulfill your request.

4. User Obligations:

You represent and warrant that all the information you provide on our Platform is accurate, current, and complete. You also agree to use our services for lawful purposes only and not for any fraudulent or inappropriate activities.

5. Intellectual Property:

All the content on our Platform, including but not limited to text, graphics, logos, images, and software, is the property of Green Lane Loans or its content suppliers and is protected by copyright laws. You agree not to copy, distribute, display, or create derivative works from such content.

6. Limitation of Liability:

To the fullest extent permitted by applicable law, Green Lane Loans Brokerage, its affiliates, directors, employees, or other representatives will not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.

7. Third-Party Links:

Our Platform may contain links to third-party websites or services that are not owned or controlled by us. Green Lane Loans has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

8. Privacy:

Our Privacy Policy, which describes how we collect, use, and share your personal information, is incorporated into these Terms and Conditions. Please review our Privacy Policy to understand our practices.

9. Changes to These Terms:

We reserve the right to update or change these Terms at any time, and you should check this page periodically. Your continued use of the service after we post any modifications to the Terms on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Terms.

10. Governing Law:

These Terms and Conditions and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of [Country/State].

11. Contact Information:

If you have any questions or comments about these Terms, please contact us at: [email protected].

By using Green Lane Loans services, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions.

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6303 Owensmouth Ave, Woodland Hills, CA 91367, United States
1-877-419-2912

Green Lane Loans operates as an advertising referral service and acts as an intermediary platform between potential borrowers and accredited, participating lenders.

Green Lane Loans does not govern or supervise any lender's activities, nor does it assume responsibility for any actions undertaken by any lender. The specifics of the offers, including but not limited to loan terms, rates (inclusive of APR), fees, loan amount, transfer timings, repayment terms, and any legal implications stemming from late or non-payments, fall solely under the jurisdiction and control of the respective lender providing the loan service.

Credit implications: Participating lenders may conduct a credit check prior to making any credit-related decisions. This action may include liaising with credit reporting agencies to ascertain the applicant's creditworthiness, credit standing, and credit capability.

Loan Disbursement Policy: Applications that receive approval prior to 10:30 a.m. CT from Monday to Friday typically receive funding on the same business day. Applications approved beyond this timeframe are generally funded on the subsequent business day. Certain applications might necessitate additional verification, in which case, upon approval, the loan will be disbursed on the business day following the completion of such verification.

High Cost Advisory: Loans facilitated or arranged by CreditNinja possess a high APR and are not advisable as long-term financial solutions. These loans often incorporate a loan origination fee, which is typically non-refundable if the loan is prepaid. It's crucial to ensure that your chosen loan product aligns with your financial needs and repayment capacity. Please carefully contemplate the amount, term, and finance charges of any loan. Should you opt for a high-interest loan, you can mitigate your finance charges by making payments exceeding the minimum installment amount. Late payments can increase your finance charges and may result in a late fee. Customers facing credit difficulties should consider seeking consumer credit counseling.

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